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Employee Benefits

Disability Insurance

It pays to protect your employee’s income and your business’s profits from the financial setbacks of a disability. Nearly half of the one million Americans who filed bankruptcy protection in the past decade did so after being sidelined by an unexpected illness or injury and one in seven people will become disabled for five years or more before they reach 65*. Disability is more often sickness related, not accident related and can include mental and nervous disorders, heart conditions or even back problems. Disability insurance provides the comfort to employees that income will continue during their disability leave.

**E.F Moody – Consumer Knowledge & Protection