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Commercial Insurance

Directors & Officers Liability Insurance (D&O)

Public, private, and non-profit organizations all may have a Board of Directors. By law, directors may be personally liable for their actions and decisions as a board member. Directors and Officers liability insurance is used to cover the directors and officers, as well at the organization in the event of a loss. The loss is usually the result of a lawsuit for alleged wrongful acts while acting in their capacity as directors and officers for the organization.

  • Covers damages and defense costs
  • Protects personal assets of the directors and officers
  • Protects the assets of the organization
  • Helps the organization monitor and provide defense costs associated with responding to lawsuits and investigations